MULTOS has become the solution of choice for discerning EMV issuers wishing to leverage the capabilities of smartcards. Core design features associated with MULTOS provide financial issuers the luxury of remaining in complete control throughout the lifecycle of the smartcard. This translates to better control over the supply chain and a lower total cost of ownership for personalisation and provisioning a smart card or smart device. The core components that make this possible are:
MULTOS has been implemented by issuers for all major payment schemes. These include the international players such as MasterCard, VISA, American Express and JCB, but also numerous regional domestic schemes that provide debit services.
Our EMV products are available in contact, contactless and dual-interface formats in numerous EEPROM sizes. Learn more about MULTOS & MULTOS step/one
Open loop transit solutions, entailing both a transit application and an EMV payment application on a single contactless or dual-interface smartcard, represent an optimal environment for MULTOS.
Applications present on a MULTOS or MULTOS step/one card operate entirely independent of each other throughout their respective lifecycles. Owners of the applications remain responsible for the provisioning of their respective applications and are assured that individual applications are unable to interfere, or otherwise access data, of other applications co-residing on the smartcard.